Logo UNOBank

UNOBank

UNOBank is a neobank in the Philippines that offers savings accounts, loans, and investment options.

Products

UNOnow Loan

Amount between ₱15.000 and ₱500.000

Tenure up to 60 months

Description

UNO Bank, also known as UNO Digital Bank, is a Philippines neobank operating in Southeast Asia. It is mobile-only and offers savings accounts, loans, and investments. The company started in 2021 after registering with the Securities and Exchange Commission (SEC). That same year, they received a digital banking license from the Bangko Sentral ng Pilipinas. In July 2022, they started operations as a bank. 

By the end of 2023, it had reached 1 million clients. In that same year, it reached 920 million pesos in net loans and 6.84 billion in total assets. In 2024, they received the Digital Banking Award of the ABF Fintech Awards.

The founders have both worked in the American financial corporation Citigroup and have a long career in financial services. UNOBank uses technology such as Machine Learning and Artificial Intelligence to improve its services and offer better products to consumers.

 

Is UNOBank legit?

Yes, UNOBank is legitimate, as it has a license to operate granted by the Bangko Sentral ng Pilipinas. It is regulated by the relevant authorities, so clients are protected against scams and other irregularities. Client deposits are also insured by the Philippine Deposit Insurance Corporation (PDIC) up to ₱500,000 per depositor.

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