Cookie Policy

Responsible: KOSMOS EQAV, S.L.
CIF: B01809953
Address: Carrer de la Llacuna, 22, 4-4, 08005, Barcelona, Catalonia (Spain)
Contact: envios@credilemon.com

The website www.credilemon.com, hereinafter CREDILEMON is a financial product comparator owned by KOSMOS EQAV, S.L. (CIF: B01809953), hereinafter KOSMOS MARKETING, a commercial company incorporated in accordance with Spanish law with registered office at Carrer de la Llacuna, 22, 4-4, 08005, Barcelona, Catalunya (Spain) registered in the Mercantile Registry of Barcelona, volume 47414, folio 6, page number B-551068 .

We use cookies in order to provide a better service and to give you a better browsing experience on CREDILEMON. To this end, below we inform you clearly and precisely about what a cookie is, what it is used for, what its purpose is and how to configure or disable them if you so wish.

¿Qué es una cookie?

A cookie is a file stored on the user's computer, smartphone or any other device with information about browsing. The set of cookies helps to improve the quality of the website, allowing to control which pages are useful, which are not and which are susceptible to improvement. Cookies are essential for the functioning of the Internet, providing countless advantages in the provision of interactive services, facilitating navigation and usability of our website. In no case are cookies harmful to equipment, but they help, among other purposes, to identify and resolve errors.

¿Qué tipos de cookies existen?

According to who manages it

Proprietary cookies: These are cookies that are sent to the user's terminal from a computer or domain managed by CREDILEMON and from which the service is provided or the information requested by the user is facilitated.
Third-party cookies: These are cookies that are sent to the user's terminal from a computer or domain that is not managed by CREDILEMON, but by another entity that processes the data obtained through cookies (social networks, search engines, etc.). In the event that cookies are installed from a computer or domain managed by CREDILEMON but the information collected through them is managed by a third party, they cannot be considered as own cookies.

According to the time they remain active

Session cookies: These are a type of cookies designed to collect and store data while the user accesses a web page. They are usually used to store information that is only of interest to keep for the provision of the service requested by the user on a single occasion. In the long term, they allow a better experience to be provided to improve the content and facilitate its use.
Persistent cookies: These are a type of cookies in which the data remains stored in the terminal and can be accessed and processed during a period defined by the person responsible for the cookie.

Según su finalidad:

Technical cookies: These are cookies that allow the user to navigate through a website, platform or application and use the different options or services that exist therein, such as, for example, controlling traffic and data communication, identifying the session, accessing restricted access parts.
Personalization cookies: These are cookies that allow the user to access the service with some general characteristics predefined based on a series of criteria in the user's terminal, such as the language, the type of browser through which the service is accessed, the regional configuration from which the service is accessed, etc.
Analysis cookies: These are cookies that allow the person responsible for them to monitor and analyze the behavior of the users of the websites to which they are linked. The information collected through this type of cookies is used to measure the activity of the websites, application or platform and to create navigation profiles of the users of said sites, applications and platforms, in order to introduce improvements based on the analysis of the data on the use made by the users of the service.
Advertising cookies: These are those that allow the management, in the most efficient way possible, of the advertising spaces that, where appropriate, CREDILEMON has included on the website, application or platform from which it provides the requested service based on criteria such as the edited content or the frequency with which the advertisements are displayed.
Behavioral advertising cookies: These are those that allow the management, in the most efficient way possible, of the advertising spaces that, where appropriate, CREDILEMON has included on a website, application or platform from which it provides the requested service. These cookies store information on user behaviour obtained through continuous observation of their browsing habits, which allows the development of a specific profile to display advertising based on this profile.

Data processing

Cookies existing in CREDILEMON will not be used for automated decision making, including the creation of reports or user profiles.

Purpose of processing: As explained in the section "Cookies used on our website" for each of the cookies (own and third-party).
Legitimation: User consent by accepting the cookie policy in the cookie notice.
Data retention: Cookies will be retained as set out in the tables in the "Cookies used on our website" section. Personal data collected through cookies will be deleted from all servers used by KOSMOS MARKETING within a maximum period of 2 years.
Data communication: Cookie data will only be communicated to third parties in the event of a legal obligation or if the cookie is owned by a third party.

User rights

Right to withdraw cookie consent at any given time.
Right to access data, rectification, limitation, opposition to processing, portability or suspension of data without affecting the legality of processing based on consent prior to its withdrawal.
Right to file a claim with the Control Authority if you consider that the processing of cookies is not adapted to current regulations.

Cookies used on our Credilemon

Proprietary cookies

Cookie name	Decription	Purpose	Expiration
ci_session	Registration cookies are created when you register or login to one of our web portals.	To keep the user authenticated even if the browser is closed. To save the user's cookie preferences even when the browser is closed. To not display the Cookies notice once the user has already accepted it.	1 month

Third party cookies

Tipo de Cookie	Description	Source	Expiration
_ga	Registers a unique ID to generate statistical reports on user behavior on the portal.	Google Analytics	1 mes
_gat	Used by Google Analytics to throttle request rate	Google Analytics	1 day
_gid	Tracking user behavior on Credilemon.	Google Analytics	1 day
_fbp	Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers.	facebook.com	3 months
tr	Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers.	facebook.com	3 months

How to enable/disable your cookies?

You can allow, block or delete the cookies installed on your computer by configuring the options of your Internet browser. If you do not allow the installation of cookies in your browser, you may not be able to access some of the services and your experience on our website may be less satisfactory.

Below we detail the procedure to follow to configure, enable and disable cookies, depending on the browser used:

Internet Explorer/Edge: See this link.
Firefox: See this link.
Google Chrome: See this link.
Safari: See this link.
Opera: See this link.

By browsing and continuing on our website, you indicate that you are consenting to the use of the aforementioned cookies, and under the conditions contained in this Cookie Policy.