The website www.credilemon.com, from now on CREDILEMON is a comparator of financial products owned by KOSMOS EQAV, S.L. (CIF: B01809953), from now on KOSMOS MARKETING, commercial company established in accordance with Spanish legislation with domicile in Carrer de la Llacuna, 22, 4-4, 08005, Barcelona, Catalonia (Spain) registered in the Commercial Register of Barcelona, volume 47414, folio 6, sheet number B-551068 .
CREDILEMON compares and offers various financial products and services aimed exclusively at older individuals.
This Legal Notice governs your access, browsing and use of the CREDILEMON website.
All services offered to users in CREDILEMON are free of charge. KOSMOS MARKETING's profits are based exclusively on commissions from companies whose products appear on CREDILEMON or intermediaries thereof.
When registering in any form of CREDILEMON, the user must provide truthful information as the quality of the service is based on such information. This implies that if the information provided by the user is not true, this may cause the company responsible for the products or services that the user has intent to hire decides not to offer such products or services to the user or modifies its conditions for hiring them.
The User assumes responsibility for the use of the Website. With regard to browsing, the user undertakes to observe and pay attention to the recommendations that KOSMOS MARKETING establishes regarding the use and browsing in CREDILEMON.
The User undertakes to make proper use of the information, content, products and services offered on CREDILEMON, not to use them to engage in illicit, illegal or contrary to public order activities. Likewise, the user also undertakes not to cause damage to the systems owned by CREDILEMON or its suppliers.
The user is solely responsible for any decisions he or she makes based on the content on CREDILEMON.
KOSMOS MARKETING gives the user the opportunity to contact us for any communication. For this purpose, KOSMOS MARKETING gives the user two channels of communication specified in the Exercise of user rights section of the Privacy Policies
These General Conditions are governed by Spanish law. Likewise, in compliance with the provisions of the Alternative Dispute Resolution Law, we inform consumers that, as an adhering entity and in the terms of the Code of Conduct, users may turn to Confianza Online for the alternative resolution of any disputes (https://www.confianzaonline.es/como-reclamar/formulario-de-reclamaciones/).
If these refer to electronic transactions with consumers, or to data protection when they are related to this area, the complaints will be resolved by the Committee Online Trust Mediation, accredited for the alternative resolution of consumer disputes. If the claims relate to digital advertising, or to data protection related to this area, they will be submitted to the AUTOCONTROL Advertising Jury.
We also remind you that you can access the European Union's online dispute resolution platform by clicking here.
KOSMOS MARKETING declares that it will at all times take all necessary measures and use the tools that, within its possibilities and being available on the market, guarantee the correct and normal functioning of CREDILEMON.
KOSMOS MARKETING is not responsible for the links to third parties found on CREDILEMON since these links lead to sites over which KOSMOS MARKETING has no control. The user accesses these sites under his or her own responsibility.
KOSMOS MARKETING may temporarily or permanently suspend, without prior notice to the user, access to the website for security reasons, installation of updates, maintenance of the computer system or the website.
KOSMOS MARKETING reserves all intellectual and/or industrial property rights over CREDILEMON and all the contents included therein. Access to these contents cannot be considered as a transfer, granting of rights, authorization or license to the user with respect to such rights. Unless expressly authorized in writing by KOSMOS MARKETING, any reproduction, distribution, reuse or utilization by any means or procedure is prohibited.
The copyright of all material contained in CREDILEMON belongs to KOSMOS MARKETING. Any individual may print, quote or share via social networks any part of this material, subject to the following conditions:
This Legal Notice has been updated on February, 17, 2025. This notice may be modified due to legislative changes. In the event that KOSMOS MARKETING changes this notice, it will inform the user of such changes when the user visits CREDILEMON again.