Crezu’s service matches you with loan providers whose offers adapt to what you need. To use the service you only need to have a valid ID, a phone number, and a bank account to receive the money. You can request loans ranging from ₱500 to ₱25,000 and have from 2 to 4 months to repay it.
Select the loan amount you need on Crezu’s website, and fill in the form with your name, phone number, and ID. Then, wait for the offers to appear and choose the best one for you.
Once you choose, you’ll have to apply for the loan directly with the lending partner and wait for their approval before you can receive the money in your account. Crezu is not a direct lender, so filling out the form on its website is only the first step in the process.
Features |
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Banking product |
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Entidad de microcréditos |
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Loan amount |
From ₱500 up to ₱25.000 |
Tenure |
From 61 days Up to 120 days |
Interests and costs | The interest rate varies between partners, but it can range between 12% and 36% APR. Crezu doesn't charge any fees for using their comparison service, it's free. |
Credit history |
Yes, Crezu works with partners that can offer loans to people with a bad credit history. |
Benefits |
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Requirements |
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