Quick loansFinami offers comparison services between loan offers of diverse banks and financial institutions. The first step to obtaining a loan is to fill out the form on the website. With the personal information in that form, Finami will compare different lenders and recommend the ones that best suit your needs. You can then choose one and apply for the loan directly to the lender.
Finami’s service is free, available 24/7, and completely online. Also, you’re not obligated to take out a loan after receiving the recommended offers. You can find loans ranging from ₱1,000 to ₱25,000, with varying interest rates depending on the lender and the amount.
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Banking product |
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Entidad de microcréditos |
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Loan amount |
From ₱1.000 up to ₱25.000 |
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Interests and costs | Lenders charge an annual interest rate of 4% to 916% of the loan amount. Some lenders may offer a 0% interest rate if the full loan is repaid by the first payment date. |
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Credit history |
Finami does not consider credit history, so clients with a low credit score may still use the service. |
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Missed payments |
There is a 0.1% fee over the loan amount for delayed payments and other breaches of contract. |
Benefits |
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Requirements |
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Loans
