Creditify is a service where you can find loans from a variety of registered and reputable lenders. Loans can vary from ₱200 to ₱25,000. Payment periods and interest rates depend on the lender.
To use Creditify’s service, you only have to:
Fill out the form with your personal details and contact information
Compare the list of lenders offered to you and choose one to request the loan
Wait for approval from the lender and read the contract before signing it
Receive the money in your account
It’s important to note that Creditify does not grant loans; lenders do. Because of this, only filling out the form does not equal applying for loans; you have to continue with the rest of the process.
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Banking product |
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Entidad de microcréditos |
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Loan amount |
From ₱200 up to ₱25.000 |
Interests and costs | Creditify offers its service for free. Lenders charge interest rates and fees for every loan, and specific amounts vary depending on the lender. |
Missed payments |
Late fees and additional interest may apply if you don't repay a loan on time. If you think you won't be able to pay, contact the lender directly, as they might be able to offer extensions to give you more time to repay. Defaulting on loans or making late payments can negatively impact your credit score. |
Benefits |
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Requirements |
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