MoneyCat offers loans of up to ₱20,000. The process to request it is simple:
Create an account on either the website or app
Fill out the application form
Upload all the required documentation to be reviewed
Wait for approval. You may receive a phone call to verify the information.
Once approved, you’ll receive an SMS notification. The money will be transferred within 30 minutes.
Once your loan is approved, you can no longer cancel your application. Also, please note that MoneyCat may offer you a different amount from the one you requested after their assessment.
These are the documents that you may be required to provide during the application process:
A valid government-issued ID
A proof of income, like a payslip
A bank statement
A proof of address, like a utility bill
Features |
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Banking product |
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Entidad de microcréditos |
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Loan amount |
From ₱500 up to ₱20.000 |
Tenure |
From 3 months Up to 6 months |
Interests and costs | The loans have a maximum APR of 145%. There's also a processing fee. The full details will be available in the loan contract. New clients can enjoy a loan with 0% interest and no processing fee. |
Early repayment |
You may repay your loan early at any point. Check your account to see the exact amount you owe before making the payment. |
Benefits |
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Requirements |
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