Finaguru offers a list of online loans in the Philippines so you can choose the best ones for you. The loans you can find range from ₱500 to ₱20,000 and you have up to a year to repay it. Interest rates vary from 1% to 31% APR.
This is how it works:
Choose the amount you need
Fill out the form with your personal information
Review the recommended loans and choose one
Go to the lender’s website and apply for the loan
Wait for approval and review the specific terms of the loan
Accept the contract and receive the money on your card
Once you accept the loan and receive the money, it’s advisable to take note of the due dates of payments and plan accordingly, so you can repay on time and avoid affecting your credit history.
Features |
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Banking product |
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Entidad de microcréditos |
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Loan amount |
From ₱500 up to ₱20.000 |
Tenure |
From 91 days Up to 365 days |
Interests and costs | Usually services like Finaguru's charge no fees. Loans do charge interest rates, which can range from 1% to 31%. Specific interest rates may change depending on the loan, refer to the loan terms or contract for more information. Other fees may apply. |
Missed payments |
There is a penalty of 0.1% of the overdue amount for every day after the due date. This may vary depending on the lender. |
Benefits |
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Requirements |
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